- Primary residence Bank statements for income Profit and loss Year to Date earnings signed by CPA
- Investment DSCR Blanket Mortgage Allowing up to 25 properties financed on 1 loan
- DSCR Offered in all 50 states. Debt Service Coverage Ratio of 1 is standard but I have options below 1 % DSCR.
- VA/FHA Financing: Credit scores down to the 550s.
- Vacant Land financing options: case-by-case review. 65% LTV 20-year fixed rates changing daily as with other programs 10s and up.
- 95% LTV on Manufactured homes.
- Construction-to-perm loans: 89.99% LTV 720 Min credit with DU Approve/Eligible.
- Hard money construction loan options: Primary residence or rental, Residential or commercial
- First-time homebuyer loans. FHA 0% down, USDA, VA O down or refi 620min for 100% VA
- Reverse for purchase or refinance.
- Commercial loans: Gas Stations to Self-storage and more SBA, CMBS, Flips, and more.
- Commercial Cannabis Grow Storage and Dispense, Hemp industry State-to-state as laws allow.
- Residential financing on employees in the Cannabis industry with no ownership
- ITIN & & Foreign National loans: 30-year fixed price as other non-QM loans no visa or work permit needed. HlB, HlC L-1 Visas allowed. (DACA Programs as well)
- Asset Depletion, Interest-only Jumbos, with reserve waivers depending on automated findings.
- Super Jumbo Lqans to $30MM+ and Commercial Properties to $200MM+. I can help place CHFA and other Land loans or finance land if it fits.
Regulated by the Division of Real Estate
We say YES to many files when others say no to FHA, VA, USDA, Fannie Mae, Freddie Mac, Jumbo Portfolio & More if it’s a lender requirement and not an actual program guideline.
(303) 594-6573
